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Loan Against Property - Zero Processing Fee

Meet your big-ticket goals through Loan Against Property with Zero Processing Fee.

  • Easy online application process
  • Broad-ranging property types accepted as collaterals
  • Flexible Repayment Option

How to apply for a Loan Against Property?

  • Check your loan against property eligibility: Fill out your basic details to check your eligibility for a loan application.
  • Choose the amount: Select the required loan amount as per your loan repayment plan.
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Loan repayment

We offer a flexible repayment tenure from 12 months to up to 20 years for the repayment of the loan availed against your property. You must fulfil the required income criteria for the repayment of the availed loan.

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Tenure

We ensure we provide you flexible and longer tenure for repayment of your loan as we know that loan against property disburses a fairly larger sum. The repayment plan is generally spread over years in the EMI payment format with lower interest rates to reduce the monthly repayment burden.

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Property valuation

We provide a wide range of options for property types accepted as collateral to avail loans against property. We process your application fairly based on loan eligibility and property assessment.

Loan Amount

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Tenure (Years)

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Interest Rate

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Loan EMI Calculator



Monthly EMI

Prinicipal Amount


Interest Payable

Amount Payable

Frequently ask question

Just find your answers below
  • What is Loan Against Properties?

    A Loan Against Property (LAP) is a secured loan often offered against the residential or commercial property by financial institutions such as Banks, Housing Finance Companies, and NBFCs. These loans levy lower interest rates in comparison to Personal or Business Loans and are disbursed in a reasonable timeframe. You can easily avail of these loans if you own property regardless of your occupational status.

  • Factors affecting Loan Against Property interest rate
    • Loan Tenure - The interest rates may vary for different repayment tenures depending on the period, that is the interest rates will be higher if the tenure is longer and lower for a short repayment tenure.
    • Credit Score - You must have a credit score of 700 or above to be eligible to avail of a loan against property at much lower interest rates.
    • Type of property - The interest rates shall be determined based on the market value of the property held as collateral against the loan required.
    • Profile of the applicant - Certain other factors such as your age, occupation, income, etc also may determine the interest rates charged.